If the monthly cost feels out of reach right now, the most honest thing to say first is that you’re not being weak or unspiritual for noticing — you’re being responsible with real numbers in a real life, and that’s a different thing from being afraid of investing in yourself. Most people who ask this question have already spent significant money on their growth, sometimes more than they want to admit, and they’re not asking because they don’t value the work. They’re asking because they’ve learned the hard way that another monthly charge can quietly tip a careful budget into a stressful one. That carefulness is not a flaw. It’s a sign you’re paying attention.

So let’s actually look at the question instead of giving you a pep talk about abundance. There are a few different versions of “I can’t afford this right now,” and they don’t all mean the same thing.

Which version of “can’t afford” is this, really?

It helps to separate three quite different situations, because the right answer is different for each.

Version one: the money genuinely isn’t there. Rent is tight, the card is closer to the limit than you’d like, and adding another recurring charge would create real stress at home. If that’s where you are, please don’t override it. The work we do is not an emergency. It will still be here in three months, in six months, when the ground under you is steadier. Choosing to wait is not failing the test — it’s the test, and you’re passing it by being honest.

Version two: the money is technically there, but it’s earmarked. You could find the monthly figure, but it would come out of a buffer that’s doing an important job — your kids’ something, a small cushion you’ve been protecting, a debt you’re trying to clear. This is the version where it’s worth slowing down and asking what the buffer is actually for. Sometimes the answer is “this buffer is sacred, don’t touch it.” Sometimes the answer is “this buffer has been sitting untouched for two years because I’m afraid to spend on myself.” Those are different answers and only you can tell which one is true.

Version three: the money is there, and the resistance is somewhere else. This is the one most people don’t want to look at first, which is why I’m putting it third. If you’ve been on the fence for a while, and you notice that “I can’t afford it” is the sentence you reach for in a lot of areas of your life — not just this one — that’s worth getting curious about. It might be a money pattern that started long before this decision and has very little to do with the actual price of anything.

None of these three is more spiritual than the others. They just need different responses.

What the monthly figure is actually paying for

If it helps to compare honestly: most people in this audience have, at some point, spent more on a single weekend retreat, a certification, or a high-ticket program than the community costs in an entire year. That’s not a sales argument — it’s just a fact worth noticing, because the comparison usually goes the other direction in our heads. A one-time five-thousand-dollar program can feel like “an investment” while a small monthly figure feels like “another bill,” even when the math says the opposite.

The monthly model exists for a specific reason: this work is not a one-weekend thing. The patterns we’re working with were laid down over years, sometimes decades. They don’t fully release in a four-day intensive, no matter how good the intensive is. A small ongoing rhythm — a community, regular contact with the frameworks, people around you who recognise the patterns — does something a course can’t do, which is keep showing up while the actual change is happening in slow time.

If you decide to wait, what would I actually suggest?

If after looking at it you genuinely land on “not right now,” here are the things I’d gently say.

  • Don’t put it on a card you’re already struggling with. Please. We’ve all been told that investing in yourself is always worth it, and that’s mostly true, but not at the price of compounding debt that adds more nervous-system pressure than the work can release.
  • Notice the timeline you’re giving yourself. “Not right now” is honest. “Someday when I’m ready” is sometimes a way the brakes keep working quietly in the background. There’s a difference between waiting and deferring forever, and only you know which one this is.
  • Free things still help. A lot of what we teach is on the site itself. Reading through a few of the pillar articles, sitting with the Three Pillars model, or working through one of the frameworks on your own for a season is a real option. It’s not the same as being in the room, but it’s not nothing.

If part of you wants in but part of you is scared

This is the version where I’d say: the fear of spending money on yourself, especially after childhood adversity, is often louder than the actual financial picture. If you grew up watching adults panic about money, or being told that wanting things was selfish, or learning to be the one who doesn’t need anything, then any expense on yourself can register as danger even when the numbers say it’s fine. That’s not a moral failure. That’s a nervous system doing exactly what it was trained to do. It’s worth naming, because the strategy answer (“can you afford it?”) doesn’t actually address what’s happening underneath. Past investments don’t always quiet that fear — sometimes they amplify it.

The honest invitation is this: if you’d like to look around at what’s inside without committing to anything, the community page is open to read through at your own pace. There’s no urgency from this end, and there’s no version of this where waiting until the timing is genuinely right counts against you. You’ll know when it’s a yes, and you’ll also know when it’s a not-yet — and both are welcome here.