Part 42 of 45 · Chapter 43 · 10 min 10 sec
You’ve done the work on the inner side of money. You’ve sat with your beliefs about worth. You’ve journaled on scarcity. You’ve watched yourself flinch when you quote a price. By now, you probably know more about the consciousness of wealth than most people who teach it.
And yet, when it comes to the actual mechanics — the bank accounts, the structures, the percentages, the team — something still feels off. You either avoid it completely (it feels too “3D”), or you over-manage every dollar and wonder why it still feels heavy. The numbers don’t match the inner work you’ve done.
It’s not you. This is the gap nobody warned you about. Most teachers in this space treat money mechanics like a betrayal of the spiritual path. They leave you with beautiful consciousness and no container to hold it. So the money flows in — and right back out — because there’s no structure designed to receive it.
Here’s the reframe David offers in this chapter: money mechanics are not the opposite of wealth consciousness. They are the second half of the same circle. Consciousness creates the wealth. Structure lets you experience it, keep it, and pass it on. One without the other leaves you tired.
This chapter is where the books on your shelf finally meet the spreadsheet on your desk. It’s practical without being cold. Listen with a pen.
Watch · Part 42 of 45 — Money How To I
What this chapter unlocks
- Why money is a “full circle,” not a finish line. David explains that money is the end of many wealth-consciousness processes and the beginning of experiencing wealth materially — so you can love it more, not less.
- The 10 / 10 / 10 / 70 split. Roughly 10% to taxes, 10% to charity, 10% to long-term wealth-building investments, and 70% to live, grow, and enjoy life. David explains why these ratios have held up across sages, religious texts, and plain math.
- Why honesty with money matters more than hiding it. Acting ashamed of money, handling it as if it were dirty, or being dishonest about it quietly damages wealth. The fix is honesty — not bragging, just honesty.
- The case for options. Two passports. Residency in two unrelated jurisdictions. Offshore accounts and structures. David frames this as freedom and fairness — protection in case the systems you rely on stop being fair — not greed.
- Delegate almost everything. Even Einstein, if he’d swept his own floors all day, would have produced less physics. David’s instruction: find the one or two things you’re fabulous at and love doing — then delegate the rest, even tasks you could do better than your helpers.
The 30-second test
Listen to the first 30 seconds. If you hear David say money is “only a symbol of the real wealth inside us” and feel something settle in your chest — relief, maybe, that he isn’t going to shame you for wanting it — this is your chapter. He’s about to give you the practical container your inner work has been waiting for.
Why this chapter matters in the series
The chapters before this one built the inner architecture — consciousness, gifts, giving, receiving, alignment. This chapter is the pivot into mechanics: how to actually hold the money once it arrives. David moves from the metaphysics into the practical: percentages, structures, advisers, delegation. The next chapter continues this thread, going deeper into the “how to.” Together, they’re the bridge between the wealth you’ve been cultivating internally and the wealth you can actually live inside.
Read the full transcript
money how to use the symbol this is worth repeating for repetition causes internalization money is not the real thing it is only a symbol of the real wealth inside us we have so far been looking at what makes up the real thing even though money is not the real thing we still need to know how to use this money it is a full circle a full cycle for money is the end of many other things that make up wealth Consciousness but is the beginning of the experiencing of wealth Consciousness as material wealth money is a symbol of wealth and the beginning of the experiencing of wealth so that we may know how wealth tastes like
xperientially money has two primary experientially money has two primary uses one is to allow us to exchange our gifts the other is to allow us to experience wealth through this experience we are able to increase our wealth Consciousness and love it even more wealth Consciousness begets wealth and money which begets wealth conscious and the cycle goes on it is a full circle a full cycle let us spend some time on money do not be ashamed of money do not act as if you are ashamed of it hiding money handling it as if it were dirty being dishonest with money and other similar attitudes and acts are all detrimental to you if you wish to acquire
wealth this is not a call for you to start bragging it is a call for you to be honest in all ways with your money be honest to the money and about he money things that lead to dishonesty the money things that lead to dishonesty with and about money or things that stem from it eventually damage your wealth I love money and money loves me scream this enthusiastically repeatedly every now and then until all feelings of ridicule and guilt and fear of money eventually leave you as you become wealthier materially it may be in your best interests depending on where you live to have offshore Specialists look into your Affairs and structure them for maximum
safety and benefits Vehicles uch as trusts and holding companies in such as trusts and holding companies in offshore jurisdictions have enabled wealthy people to have peace and continued prosperity for Generations remember that presently we do need governments and we must pay our Fair part to keep them running it is to our advantage to have government but government was created to serve its people fairly and when it ceases to act in such a way then it becomes your biggest hindrance and stressor and because government is run by human beings capable of error government can sometimes oppress instead of enhance they can sometimes waste instead of create they can sometimes make legal aws that are unfair and
unjust even if laws that are unfair and unjust even if it is only to a proportion of a population that is why it is to your advantage to structure your Affairs very early on in such a way that you are both within and outside of government control instead of remaining totally within government’s control that freedom is ometimes the key to Growing wealth sometimes the key to Growing wealth sometimes it can even SA save you from losing your wealth this call to look offshore is not a call to Greed and Anarchy it is a call for freedom and fairness for if you cannot guarantee that your government will be fair at all times to you you
should then guarantee that you can step aside or outside safely in the event that it is not there is no point in taking an unnecessary and lethal blow to your finances in the name of patriotism options enable Choice without options you cannot choose always ensure that you have have options in everything in regards to wealth and many other matters the options you should seek to guarantee are the option to travel at will when you need to to live in a place where you are happy and safe and to handle your finances in a way that best suits you and your Society in your fair judgment the way to guarantee those freedoms those options is to
have two legal passports from two separate countries legal residency capability in two countries with unrelated jurisdiction and offshore bank accounts and offshore holding or processing companies asset and income protection arrangements are much like insurance by the way you do not ensure your house against fire after it burns down you do it before the fire in case a fire ever comes your way but never forget you have an interest in paying something fair in taxes to keep your government healthy even if you find yourself in a position whereby you can escape all taxes it is a good idea to voluntarily pay about 10% of your income in taxes pay your fair share of tax cheerfully for
it keeps the society alive and functioning in order it is up to you to determine what fair is over the ages ages and teachers have taught that 10% sages and teachers have taught that 10% is a fair amount even religious texts have recommended similar 10% Arrangements mathematically 10% is also ptimal for all optimal for all involved of your income devise ways to ensure that you pay about 10% of it in taxes that you give about 10% to charity ou invest 10% in long-term growth and you invest 10% in long-term growth and wealth building Investments and you use the remaining 70% to live grow and enjoy life the added bonus to you using your money to
enjoy life is that as you spend money on things you make others wealthier as you get immensely richer you may live on a lower percentage of your income then give and invest more these ratios were designed over the ages to give you and your world the best growth and wealth possibilities for all keep accurate personal and business accounts know what happens to your money and where it goes and comes from knowing is the first step to Mastery of anything and not knowing where your money goes is crippling if your cash out exceeds your cash in your upkeep Staying Alive will be your downfall you cannot plan and analyze what you do not know be careful
however about managing your finances this is not a call to stringent scent counting in misery do not let your keeping of accurate Financial records turn you into a miser a person who believes that money is in short supply keeping accounts is just that keeping accounts surround yourself with very wise advisers Associates and employees the wise person keeps wiser counsel have wise counsel in all Fields business accounting tax law trusts Investments Etc pay them well pay them on performance and give them bonuses when they deserve it remember wealth usually flows to those with right knowledge but he person who gets that wealth does not he person who gets that wealth does not he person who gets
that wealth does not necessarily have to be the possessor of the knowledge the wealthy person is often the one who brings together teams of knowledgeable people even though he or she may not possess the knowledge personally learn to multiply your efforts one of the best ways to do that is to delegate massively delegate almost everything every person has certain unique capabilities but they also share many other things with everybody else for example Einstein’s special gift was in physics that is where he varied most with the rest of us but on all other things that variance was very low he walked wrote saw cleaned the house and id other chores just a little better or did
other chores just a little better or a little worse than we all do now if in a day Einstein insisted on doing absolutely everything in his business from thinking about physics to drawing charts that any anyone else could have drawn to sweeping his floor and all that he would have ended up with far less time to spend on his unique talents and therefore have realized less from them a person’s unique talents are what make the person and the world wealthy wealthy people usually look at themselves honestly and see what it is that they enjoy and what it is that they are a whole lot better at than most other people this is an honest look
what they are best at may be strategy marketing Innovation horiculture flying driving or anything else they may also be good at a whole lot of other things maybe even slightly better than most people but hat is beside the point the point is that is beside the point the point is what it is that they are fabulous at not just good at but fabulous that is the question the only other question is what is it that they really enjoy and cannot stop doing they do not say I can clean the floor better than my cleaner for even if it is true it is self self defeating all that matters is what they are better at by
far than anyone else and what they enjoy then they do only that thing and they delegate everything else they do not worry that people will not do the rest as good as they would have imagine if Bill Gates tried to do everything at Microsoft what good would that do him or the rest of us a person such as Bill Gates is focused on what he or she does best and what he or she njoys best people like that delegate njoys best people like that delegate njoys best people like that delegate all the rest even if they can do some of the rest better than their helpers can or employees can in addition to that people
like that recognize that there are many things that other people are a lot better at doing than they themselves are delegation multiplies effort and results put it in your thinking and your goals to delegate almost everything in your business except for the one thing you’re exceptionally good at and what you most enjoy even if it is just dreaming up new ideas to the extent that you delegate to the right people so shall you become more productive and hence wealthier increase the rate at which you get ideas read books and magazines every day for a few minutes each day at least learn to read faster the more new ideas you get the better get a speed
reading course or book to find good books use amazon.com’s users rating system to see what readers like you have found useful in their lives read magazines in all areas of life get a broad picture of the world the best thing about magazines is their images they feed your imagination and your goals
This series is a free taste of the deeper work we do inside the Abundance GPS Skool community — where we help conscious entrepreneurs with adverse childhood experiences get out of their own way and release their brakes, so they can multiply their income and magnify their impact. Join us inside when you’re ready.
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